Whenever you are moving from one state to another then there are lots of things that you have to manage and hence you must prepare a checklist for that. In that list, you also have to include updating of address and new car insurance too.
As per the rule, whenever you change your state, you have to also change your car’s insurance policy as every state has different factors or requirements that will result in some different costs for your insurance policy. Even while moving within your same state too, you must talk to the insurance carrier to ensure that your policy remains up-to-date.
While transporting your car, you must choose any safe and reliable vehicle shipping company such as Ship a Car, Inc. that has got tie-up with transporters of every state of the country. So, you will never face any difficulty by seeking their service.
In this article, we shall provide you the answer to various questions that may come to your mind regarding managing your car insurance after moving to any new state.
1. Do you need to change the car insurance if you change states?
Different states may have different requirements so far as the level of coverage for a driver is concerned. It can also lower your premium too however that can also reduce coverage as well. So, you must assess your new policy before you buy.
2. How can I learn about the requirements of my new state?
Before you move to any new state you must call your car insurance provider and inform them about your move. If the company is doing business in your present new state then he can tell all details or you may visit the DMV website of your new state.
3. Why moving to any new state will change the insurance premium of my car?
Several factors decide the car insurance premium that may vary from one state to another state. Some of the factors are:
- Traffic patterns
- Natural disaster risks
- Crime rates
- How far you may drive
4. What should I do after buying a new insurance policy for my car?
You must inform your earlier car insurance company about the change. If you are going with the same insurance company then confirm the maturity date for the old policy. You must ask for new insurance cards.
5. How do I get car insurance quotes?
While moving, you must get quotes from a minimum of 3 different insurance providers and compare your options. You may find a lot of differences in costs and also their policy terms.
6. Do I have to register my car in the new state?
Of course yes, besides changing your car insurance policy, you have to register your car in your new state. There may be variations in requirements from one state to another.
You will be provided a sufficient grace period after moving to your new state so that you can prepare all the necessary documentation needed for making all these changes.