October 2021 - Wam Times

Best Places to Visit in Himachal Pradesh

by admin on October 25, 2021

Himachal Pradesh is the land of the lofty Himalayan mountains that stand as a symbol of nature’s best creation in the Indian subcontinent. Featuring picturesque views of snow-capped mountains, this North Indian state also presents lush greenery and a pleasant climate all throughout the year. Tourists from India as well as other parts of the world frequent Himachal Pradesh as it has a stronghold of many scenic locations. If you are someone who is fond of hill stations and admires nature, then exploring Himachal Pradesh would be the best thing for you to do. Thus, without wasting time, you should start packing up your winter apparel and book yourself into one of the best Himachal Pradesh hotels and explore the best landmarks that it has to offer.

Kufri

Tucked in the district of Shimla, Kufri is a beautiful resort hill station that was the earlier home to British India. Later transformed into a popular tourist spot, this place is notable among the trekkers. Kufri makes itself one of the ideal summer getaways from the bustling plains as it presents a cool and pleasant climate. Apart from featuring a historic charm and wonderful climate, Kufri also serves as a home to a wide range of flora and fauna. If you decide to go for a trip to Himachal Pradesh, then you should definitely make a one-day plan at Kufri.

Dalhousie

Dalhousie, a charming hill station located at Himachal Pradesh exhibits an aura of the bygone days. Known for its heritage British-style buildings that date back to the early 19th Century, this hill station is one of the best places to visit in Himachal Pradesh. Dalhousie is spread across five hills that offer an eye-catching view to the tourists. Here, you can visit the wildlife sanctuary that captivates various kinds of animals and birds along with touting trees. If you are a good wildlife photographer, then this place will be a paradise for you!

Spiti

An underrated gem nestled near the Himalayan ranges is the Spiti Valley. Lying as the middle land between India and Tibet, Spiti presents a topography of a snow-clad cold desert. Like all other Himachal Pradesh hill stations, Spiti Valley also features panoramic views of the mighty mountains along with the farthest scenery of verdant greens. Here, you can pay a visit to the different Buddhist destinations to awaken your spiritual self. While at Spiti Valley, make sure you click awe-inspiring pictures of yourself for an Insta-upload and make your social media followers envy your presence at this beautiful location.

Solang Valley

One of the pristine valleys of Himachal Pradesh is the Solang Valley. Tucked between Beas Kund and Solang village, this beautiful valley is considered to be one of the popular places to visit in North India. Tourists come to this place to experience the enchanting views of the mountains as well as to take part in different enthralling activities. If you have never experienced zorbing or paragliding, it’s time that you put on the gear and experience the fun that Solan Valley will definitely deliver to you.

Dharamshala

Known as the home to the Dalai Lama, Dharamshala is one of the most famous tourist spots in the vicinity of Himachal Pradesh. Not only can you witness an amazing climate at this place but you can also encounter a mix of cultures. Here, at Dharamshala tourists can see a blend of Kangra and Tibet’s way of life. Further, this hillside city features a spiritual centre for Tibetan Buddhism, The Thekchen Choling Temple Complex that is frequented by both locals and wanderers. So, if you are looking forward to spending some quality time in the mountains at peace, there is no greater place than Dharamshala.

Finance

Top 5 Tips for Pension Planning if you’re Self-Employed

by Jon Rohan on October 20, 2021

As a self-employed individual, you would realise that you won’t have the financial cushion to secure your retirement life government employees. So, when it comes to retirement plans, you must prioritise planning for it before it’s too late. Other than planning and executing plans for your business, it is essential `to think about how you will spend your retirement without having to worry about money. We have specific tips and tricks that will help you plan your retirement if you own a business.

Set a budget

Setting a budget is one of the most important things to do if you are self-employed. Establishing your personal and professional budgets will help you achieve the monetary goal that you have wanted to accomplish for a long time. Hence, without a doubt, if you are particular about the amount you want to set aside each month for your retirement, there will be nothing stopping you from having a stress-free retirement. Set aside at least six months of the overhead budget at first and then keep adding some amount every month for an even better result at the end.

Invest accordingly

Your business is not just a means to your paycheque; it can also turn into your nest egg for your future. It would be best to keep in mind certain things before treating your business as your future support. Invest your profits into the business and take a little less from it today for a profitable tomorrow. Exit/sell your business at the right time when you think it is beneficial, and don’t wait around for your company to make more profit after a few years because that rarely ever happens—exit when the time is right.

A small start goes a long way

A small amount can turn into more significant if invested correctly. Investing a small amount every month and increasing it as per your business’s profits will change your retirement plan and turn it into the most comfortable retirement ever. The small amount you have decided to dedicate to your retirement investment can be anything; that’s up to you. But make sure you increase the amount as soon as your start earning profit. It will only make your retirement plan better.

Pay a fixed amount to yourself every month

Savings is important. If you don’t save as soon as you start earning, you will have a stressful time during your future years. And if you are self-employed, it can be difficult living on a fixed salary even when your business is doing well. But it is vital to avoid overspending your money. The more money you invest in a pension scheme, the better your options to spend in the future. So, choose wisely.

Keep yourself and your family first

Your business is essential, no doubt about that. But you are more critical, so it is important to prioritize yourself and your plans. As per the experts, self-employed people tend to invest all the money back in their business and only keep a certain amount aside for their expenses. Hence, keeping aside a certain amount for your health insurance and retirement plan must become a priority.

Auto

How Can One Auto Accident Change Your Life?

by Harmony Yundt on October 14, 2021

Whether you’ve been driving for decades or a short time, the hope is you take your privileges in a serious manner.

That said have you unfortunately been in one or more auto accidents over time? If you have, you hopefully emerged without any serious injuries. You also hopefully did not have to do any major repair work on your vehicle.

So, have you given any thought to how one auto accident can change your life?

Driving Safety Must Always Be a Top Priority

In lessening the odds of being the next auto accident stat, think about how you tend to act when behind the wheel.

Are you someone that obeys the rules of the road? How much time and effort do you put into keeping your vehicle in good condition? Have you ever driven after consuming some alcoholic beverages? How good of a job do you do when it comes to navigating in inclement weather?

Those are but a few of the questions you want to have the right answers to.

Also take the time to think about how an auto accident can make for big changes in your life.

If you suffer serious injuries, an accident could prevent you from working now and later. If this occurred, how would you pay your bills?

Whether it is an accident you caused or you were the victim of a hit and run accident, the fallout could be severe.

That is why it is so important to focus each time out behind the wheel. Even when you are you need to remember that other drivers may not have the same laser focus.

At the end of the day, it comes down to doing your part behind the wheel. That means being smart and aware of your surroundings at all times on the road.

Injuries Are Not Only Potential Fallout

As bad as injuries can be from a serious auto accident, you also need to think about other ways you can be affected.

For instance, you could see your job affected if you drive a lot for a living.

Whether as a delivery driver, chauffeur, or to meet clients, these are but a few of the reasons one drives for work.

So, if you get in an auto accident, this can be bad for your ability to keep your job if you are found at fault.

Know that many businesses do background checks on prospective employees. As a result, you do not want bad news out there for you.

If an employer goes online and sees you have you’ve been in more than one accident, it could lead you to lose your job.

That is one reason why you need to know your driving record. Go online and see what your driving record states.

Keep in mind that it does not take much for employers to find how to look up the driver’s license number. If they can find some negative info on you and your driving record once in front of them, consider that a problem.

When you think of injuries from even one accident, fines, maybe losing a job and more, know that smart driving is key.

Business

Here’s Why You Should Choose Outdoor Wedding Venues?

by Harmony Yundt on October 8, 2021

After having that bright and sparkling ring on your finger, it is the time that you now plan for your perfect wedding. But what is the venue that you are going to select? A venue should be finalised in a way that it can easily accommodate all your guests. Your chosen venue should be able to woo your guests and make your wedding a memorable moment of your life. To have all the odds playing in your favour, you can choose an outdoor wedding venue for its obvious benefits.

Versatility

If you fall in the category where having an old and cold wedding is not your preference, then you must be looking to choose venues that will offer you versatility. You can have a princess-themed wedding and reception or go entirely star-war. You can have a clean church wedding or have a very intimate formal one. For all of the above types, you need an open and airy space that will have beautiful natural surroundings. An open sky that would be your perfect backdrop.

Increased space

If you are worried that all of your guests will not be accommodated into the small church spaces, then choosing an outdoor wedding venue will be a perfect decision. The guests can feel free and spread as far as needed. The kids even will get ample amount of spaces to spread out and run and play as they desire.

Enhanced time

For the indoor venues, your function needs to be organised within a stipulated time because the venue will also hold other weddings or receptions. You will be restricted for just a few hours but for outdoor venues, this is not an option. This is because large outdoor venues have the option to host multiple weddings and receptions altogether. So, you can spend as much time as needed without having the thoughts of vacating the venue sooner.

Cost-saving

For using their space, multiple wedding venues charge you excessively. You need to pay extra and much more for the decorations and using their electronics. But for the outdoor venues, you save up a lot on the cost. You will be getting a natural setting by default and the decorations won’t be needed much. You can have a canopy or a very simple setting.

To book the best wedding spot this season, look no further than Riverside restaurant wedding and make memories of a lifetime.

Shopping

Tricks to Buy Patio Umbrellas

by Roy Williamson on October 7, 2021

A hot, sunny day is ideal for the swimming pool experience but you will feel uncomfortable without a well-placed patio umbrella. In order to shade an entire seating area you can also buy large cantilever offset umbrella. Prior to buy patio umbrella, you should decide what to shade or cover. You can find patio umbrella in different designs, size and colors. Danube home is a best destination to buy all types of patio umbrellas. Get the Danube voucher code to buy patio umbrella at incredible discount price. You can follow the tips given below to purchase patio umbrella.

What do you want to get Shade?

First of all you should determine what do you want to cover? You can select a traditional market umbrella if you want to shade 2-6 person dining tables. This type of umbrella features a center pole that supports the umbrella. These umbrellas feature ribbed canopies so that user can easily open and close the umbrella. Such umbrellas come with a pulley system and crank to facilitate the opening and closing of umbrella. You should visit Danube home store to find the best quality patio umbrellas. If you have latest Danube voucher code you can seek instant discount offers.

Choose the Right Shape:

Patio umbrellas come in wide range of designs and shapes. You should choose an octagonal shape umbrella for round dining tables. Similarly you can select rectangular or square shape umbrella for square and rectangular tables. Know the shape of area you want to cover or shade so that you can choose the umbrellas shape accordingly. It is recommended to select a canopy that 6ft larger in diameter than your target area. In order to see the best collection of patio umbrellas you can head to Danube home online store. Don’t forget to apply the latest Danube voucher code to seek best discount offers.

Consider your Climate And Weather Conditions:

If you are living in windy areas, you should choose particular types of patio umbrellas designed for such weather conditions. Keep in mind that wind gusts can break and bend snap poles and canopy ribs. It can also pull the umbrellas out. Therefore if you live in a windy area, you should purchase premium quality patio umbrella with extra heavy base, large diameter pole, replaceable canopy ribs and flexible fabric. When not in use, it is good to keep umbrella closed. Danube is a perfect place to purchase all types of patio umbrellas. By using the Danube voucher code you can avail best discount offers.

Consider your Budget Range:

If you want quality and longevity, you should be ready to invest more. The price of patio umbrella depends on quality of canopy ribs break, tears and fades. Always choose the famous or top brands of patio umbrella to enjoy the long term benefits. Danube home is a desired place to shop for the best quality patio umbrellas. You can find the latest Danube voucher code to seek best discount offers on all types of patio umbrellas.

Fashion

Perfect Swimwear for Girls as Per Their Expertise

by Jon Rohan on October 5, 2021

Ounass Sale!One Piece, Bikini Set, Frill Scoop & Zip Front Swimsuit for Girls

No doubt, swimming is an inclusive and accessible activity that demands comfortable feelings when you are swimming in the water. It is the reason, swimwear are specially designed to make time in water enjoyable. Apart from self-assurance and comfort, the swimwear must give maximum safety. Choose Ounass promo code just to get a variety of swimwear for girls, including swim briefs, trunks, bikinis, one-piece swimsuit, skirted swimsuits and tankinis. According to the rules of various pools, girls can also try swimming costume, fitted t-shirt for swimming, leggings and swim shorts.

It is obvious that swimsuit should be tight fitted as baggy swimwear made of wool or denim will make your time in water terrible. Heavy material accumulateswater and cause serious problems. It is essential to choose a material that cannot get trapped in different parts of the pool. In this regard, Lycra is considered the best swimwear material. Do not try to wear jeans, trousers, jogging bottoms, baggy t-shirt or leggings over your swimsuit.

Level of Swimmers

Beginner Stage

In the beginning, a swimmer can take just one or two strokes. They need maximum support and comfort while swimming. If your little girl has just understood the basics of swimming, it means she is not familiar to aquatic world. Parents should select swimming costume having U-back as it is easy to carry. You can ask for full covered or semi covered costumes to keep your little girl modest as well as safe from sunlight. To cover the bottom, there are specially designed skirts. In order to show some improvement in the strokes, try to provide swimsuits that do not cover hands and arms. Check Ounass promo code when you need to get some markdown on your online shopping.

Intermediary Level

After passing the beginner stage, your girl gets acquainted to aquatic world. She feels a bit comfortable when she is in the water. Her practice makes her capable to take three to four strokes. Choose a swimming costume that supports her in better swimming. In this regard,shortsthat cover the thighs are the finest costume as it does not cause any problem in swimming. It is good to choose sleeveless top for better strokes.

Advanced Stage

When your daughter has passed the intermediate stage, she gets experience how to spend maximum time in water. Give her a reward in form of an ultra-resistant costume that provides safety from chlorine.

At this stage, the swimmers understand the four strokes properly and they start practicing in order to take part in swimming competitions. For bête support, swimmers need costume that is compressed and just provide the least covering to the body so the swimmers can glide easily with fast speed. There are girls’ swimsuits in V-cut style that offer minimum coverage to legs.

Refer Ounass promo code to choose cross back style and make it certain that the selected swimsuit remains fixed on the body and does not shift when your daughter glides in the water. The sleeveless swimwear is ideal for making all the four strokes with comfort.

Health

Enjoy a Beautiful And Flawless Skin with the iHurb Store

by Roy Williamson on October 5, 2021

The weather in Saudi Arabia is hot and humid which can cause multiple types of skin issues. Especially if you are a male and have to spend most of your time outdoors then you should be adopting some kind of skincare routine. The best way of taking good care of your skin is to use the natural way, the iHurb store makes this thing possible by providing you products that are completely manufactured by using natural ingredients. This store also offers an online platform from where you can purchase all of your required products and enjoy living a beautiful life. Take good care of your skin and enjoy saving your money with the Iherb Discount Code.

Eucerin, Q10 Anti-Wrinkle Face Creme

Get this amazing product from the iHurb store and enjoy the magical benefits of this cream. This product is designed to offer you an amazing skin repair treatment and also the major benefit of this product is that it will remove the ageing effect from your skin. In case if you have received wrinkles on your skin due to the weather effect then you should use this cream. It will not only stop this process but also will remove the wrinkles from your skin and will give you Shiny and younger-looking skin. Get this product from the store and use the Iherb Discount Code to save your money while shopping.

Mason Natural, Collagen Premium Skin Cream

Simulation of collagen content in our skin is very important because it keeps our skin healthy and moisturized. The formulation of this cream is performed in a way that it offers an excellent Nareshmint to the dry skin and gives a very pleasant scent to make it more desirable. You can use this cream on all affected areas like the face, neck and other body portions. Browse the online platform of the store and enjoy getting many other exciting products and make yourself look attractive and healthy. Don’t forget to use the Iherb Discount Code why shopping at the store and enjoy getting Deals And discounts.

Life-flo, Pure Rosehip Seed Oil, Skin Care

Oils are a perfect source of natural benefits and they have no replacement for their advantages for the skin. This oil is directly resourced from nature and it can offer you a perfect level of skin refinement. This oil has an amazing effect on your skin and it immediately restores and replenishes the skin cells. Apply this oil on daily basis and use two to three drops for every application. You can purchase this product from the online platform and enjoy saving your money by the virtue of Iherb Discount Code.

Cerave, PM Facial Moisturizing Lotion

Moisturization of your skin is a very important thing because it keeps your skin away from dryness and rashes and also avoids different kinds of infections and skin illnesses. This moisturising lotion offers you an amazing level of skin hydration and keeps your skin perfectly smooth and Elastic. By using this product you can perform your day in cold and chilly weather or you can enjoy working in hot and humid weather without getting your skin affected. Get this product from the store with the Iherb Discount Code and enjoy saving your money.

This website will make your online shopping more amazing by providing you with every opportunity of saving your money in the kingdom of Saudi Arabia.

Business

UAE Announced to Celebrate Expo 2020 amid Covid-19

by Roy Williamson on October 5, 2021

With less than a few weeks, the Dubai Expo 2020 opens to the general public, strict health measurements are being taken to guarantee the site is safe and there is no risk of covid-19. Ensuring the safety of visitors is the first priority amid covid-19 pandemic. According to a media report published at Coupon.ae, more than 25 million participants are expected to visit Dubai in a short period of 182 days. There will be conferences and cultural shows taking place on daily basis. This is why visitors must get 6th Street promo code on the daily apparels. Definitely, you will be wearing clothes and dresses in order to work in a comfortable zone. Here are some covid-19 precautions everyone must remember.

Public Screening:

This is first line of defense helping the authorities to monitor everyone in the expo. They are installing thermal camera having features to record the temperature of any person. There are sensors in the camera to alert the authorities about presence of an infected person. Don’t worry about the infected persons. These cameras will stop them before entering in the expo centre. People without mask will also get the alerts. Authorities will make sure that no person without mask gets entry in the centre. All these checks are present in the outdoor facility to keep the indoor setting safe and risk-free.

Indoor Safety Rules:

Wearing mask of any type is mandatory inside the buildings. Do you need colored or matching masks? Women who have 6th Street promo code can order matching facemasks for dresses. This is a brilliant idea because it helps you maintain a harmonious look for the expo. On the other hand, social distancing is another tool. Everyone has to maintain a distance of 2 meters. The authorities will ensure that no one is creating crowd in the indoor setting. The management has a task to sanitize and clean the entire building with the help of regular inspection. They are planning to use special detergents and sanitizers for this purpose.

Dressing Rules for Public and Private Spaces:

Well, dressing rules for public and private spaces are different. Everyone has to put facemask and a plastic overcoat with hand gloves. This is for personal safety while ensuring virus will not spread in the indoor setting. Remember, there are pavilions and restaurants in the Expo Centre. You will find the dining areas in clean status while the restaurant management will book the tables according to capacity. There are special markings on the floor to keep the tables and chairs away from different groups.

Coupon.ae regularly monitors the daily situation of covid-19 infection. It is taking interest in the Expo 2020 because this event is going to be very fruitful for everyone. Remember, a 6th Street promo code can be highly useful to shop the protective clothes and fashions for the event. Don’t spend extra money on precautionary fashions. Choose the best fashions and styles from the 6th street store and order online to receive parcels at your place of stay.